EktarSince 2022Book a demo

Our story — Dubai · Singapore · Chennai

We think like bankers. We build like technologists.

Ektar was founded in 2022 by three experienced ex-bankers. We build digital security solutions for banking's digital channels — and we have lived inside the institutions we now serve, which means we understand the operational constraints, compliance requirements, and procurement realities that shape how banks actually adopt technology.

Ektar · at a glanceSince 2022
Founded2022
Founders3 ex-bankers
MarketsGCC · South Asia · SEA
OfficesDubai · Singapore · Chennai
Standard Chartered leadership backgrounds — we have run the channels we now secure
Founded2022
Founders3 ex-bankers, Standard Chartered
OfficesDubai · Singapore · Chennai

Live, not theoretical

Our products are live. Our clients are some of the largest banks in the region. Our roadmap is defined by where the fraud threat and the regulatory landscape are going next.

Team photo
Vision & mission

Our Vision

To make banking safer, smarter, and more trustworthy — for every bank, every channel, and every customer — until trust is no longer something people hope for, but something they simply expect from the banks they rely on each and every day.

Our Mission

We build digital security products that close the three layers of vulnerability in banking's digital channels — protecting every device, every app, and every user interaction — so banks can serve their customers with confidence.

Our founders

Three ex-bankers who lived the problem.

Sandeep Bose

Co-Founder and CEO

29 years at Standard Chartered Bank in Consumer Banking Leadership roles. Last role: Regional Head of Personal and Business Banking for Africa, Middle East and Europe. Board Member at Bahrain Development Bank and Advisor at Foundation Holdings.

Ramanathan Mullainathan

Co-Founder and CTO

23 years of IT leadership experience consulting global banks — Standard Chartered, JPMC, Fidelity, State Street, Bear Stearns. Most recent role: Global Head, Technologies for Retail, Private & Business Banking Channels at Standard Chartered.

Sethu Ramaswamy

Co-founder and CPO

26 years with Standard Chartered Bank in Consumer Banking Leadership roles, with deep expertise in Product Management and Credit Cards/Payments. Last role: Regional Head of Affluent Banking for Africa, Middle East & Europe.

Advisory board

A. D. Ganesh

Founder & CEO, Quantum Consultants FZ LLC

26 years of banking experience across India, Middle East, Sub-Saharan Africa and Europe. Formerly Managing Director and Regional Head of Commercial Banking, Africa and Middle East, at Standard Chartered Bank.

Andrew Bainbridge

Chair, Private Infrastructure Development Group

Extensive experience in commercial banking, risk management, infrastructure financing, business strategy, and acquisitions and disposals across emerging and developed markets.

Suvo Sarkar

Founder & CEO, 3D Advisory

Over 36 years of experience across Asia and the Middle East. Formerly Senior Executive Vice President and Group Head of Retail Banking and Wealth Management at Emirates NBD.

Vignesh Ramanujam

CEO, second venture

Previously a Partner at Lok Capital, overseeing investments in over 40 companies. Has personally supported over 50 startups globally, spanning technology investing, fundraising, and early-stage strategy.

Built by bankers, for bankers.